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2008 Identity Theft Statistics and Several Ways to Prevent Identity Theft
Recent spoofing statistics and what is spoofing.
Identity theft is said to be the biggest white-collar crime in US history. According to a Federal Trade Commission report, “One in six Americans will be the victim of identity theft this year alone. Victims have an average out-of-pocket cost of $1,200 and an average of 175 hours of effort to resolve the many problems caused by identity theft.” Occurs when you provide personal information, such as your driver’s license, date of birth, or Social Security Number (SSN), to obtain work, housing, money, goods, or other services. Alternatively, the impersonator may present a fake license or form of her ID containing the other person’s data. There are five types of identity theft, he says, and most people are unaware of all of them.
5 types of identity theft
1. Motor Vehicle Division – ID thieves may obtain driver’s licenses in your name and collect traffic tickets in your name.
2. Social Security – ID thieves can use your Social Security number for employment purposes and get your tax bills. Many illegal aliens have purchased many American names and her SSNs. Currently, USA Today has 11 million illegal immigrants. Most of them work under someone else’s name and birth certificate. They can file taxes in your name and get instant refunds online.
3. Medical Information Bureau – Identity thieves can use personal information to obtain prescriptions and medical assistance, and reduce available benefits. This field of identity theft is growing rapidly as more and more people lack health insurance. They can take an AIDS test in your name that enters the MIB.
4. Criminal ID – ID thieves can use your information to escape fines and jail. You’ll find that you have a criminal record for fraud checks, shoplifting, pornography, and prostitution.
5. FINANCIAL IDENTITY – Identity thieves can use your information to obtain money, goods, or services and leave bills. They could lease a car in your name and not return it.
How to avoid falling victim to fraud and impersonation
First, every household should have a shredder. If you don’t have one, you’ll need to purchase one. “Dumping the dumpster” is an old method, but it is still the number one way criminals get information. Shredders help eliminate the amount of information thieves can get from your trash. Next, get updated anti-spy or anti-theft software for your computer. Outdated software can jeopardize much of what you hold dear. Also, do not give out personal information over the phone. How can I know who the person is on the phone? Finally, invest in identity theft protection and recovery insurance. Many companies only offer to monitor your financial identity and only alert you to activity on your credit report. Remember not! Identity theft prevention and recovery is the only solution to this problem. Simply put, monitoring only alerts you to problems. In most cases, the amount of fraud exceeds thousands of dollars. That’s why most financial institutions are reluctant to drop claims without an attorney. Fighting it yourself can take weeks, months, or even years. So, if you have identity theft issues, you have legal issues. Restoration is the only solution to identity theft.
3. How do thieves get personal information?
1. Jumping into the Trash – Thieves steal your information from documents that aren’t disposed of properly. They may dig up your trash, your company’s trash, or even your city’s trash, looking for personal information.
2. Phishing and Pretexting – These are similar methods of identity theft. Pretexting is when someone pretending to be a legitimate company, such as an insurance company, calls you and asks you to verify your account number or her SSN. Phishing is basically the same, but the thief sends an email instead of a phone call.
3. Shoulder surfing – This is where thieves look over your shoulder when making a transaction at an ATM, for example. They may even record you without your knowledge using devices such as your mobile phone.
4. Social Networking Websites – While most adults are careful about the information they post on sites such as MySpace, teens and even unknowing adults are exposed to identity theft risks every day. increase. Identity thieves find her name, address and even date of birth on popular sites and use them to carry out her identity fraud.
5. File sharing or peer-to-peer software – People who access your music files can also access other files on your computer.
6. Fake Job Listings – Thieves post fake job ads and get you to fill out an application that includes your social security number.
7. Fake Sweepstakes or Lotteries – These offers are typically emailed and claim to have won the Canadian Lottery or other sweepstakes that you have not actually entered.
8. Hacking – If your computer is not properly protected, hackers can access all your stored information. Hackers also obtain information by hacking into an organization’s computer systems to obtain large amounts of information at once.
9. Stealing mail – This is similar to dumpster diving, except the thief actually steals the mail directly from the mailbox. They steal bank statements, pre-approved credit card offers, and more.
10. Lost or stolen personal items – It’s obvious how thieves steal your wallet, PDA, or laptop to steal your identity. The same applies if you lose your personal items.
11. Work from home – This may be one of the most intrusive ways to get information. Contractors and other workers can find and use account numbers and other information you never see.
12. Address Change – Thieves often try to forge your signature to get your mail forwarded to another address. You can then get the information from your bank statement or apply for a pre-authorized credit his card offer.
13. Copying Information During Transactions – Employees of rogue companies can steal credit card information while processing transactions. They can do this when you are at the office or when you give them your information over the phone.
14. Credit Reports – Thieves may impersonate potential employers or landlords to obtain copies of credit reports. They can find a lot of information about you this way.
15. How to Read RFID – RFID stands for Radio Frequency Identification. RFID tags are found on certain credit cards and other types of cards. A thief creates his RFID reader that can retrieve information from the card if it is within proper range. Whether it’s stealing phones, the internet, or wallets, jumping into trash cans, or mishandling personal information by reputable companies, these thieves are getting more and more creative every day.
4. Medical identity theft can be an individual’s worst nightmare.
Imagine applying for the job of a lifetime. You can’t get the job because someone used your social security number. Get treatment for infections in your name. In the worst case, diabetics steal and use your insurance information. If you are hospitalized and unable to speak… In this case, correct or incorrect medical information in your chart can mean the difference between life and death. Information theft accounts for just 3% of identity theft crimes, or 249,000 out of an estimated 8.3 million people whose identities were revoked in 2005. But as the push toward electronic medical records gains momentum, privacy experts fear that number could rise significantly. They are concerned that as doctors and hospitals switch from paper records to something called electronic medical records (EMRs), it could facilitate large-scale unauthorized access to sensitive patient information. Additionally, Microsoft, Revolution Health and Google announced in his 2008 that they were developing a service that would allow consumers to store their health information online. Consumers may not even be aware that their records are at risk. This can be a nightmare, and with EMR, medical identity theft is becoming more and more common across the country.
5. Is it possible for someone to obtain the information and use it for child identity theft?
Yes, anything is possible when a thief gets a minor’s social security number. The date of birth was only changed by the thief. Thieves like to target children because their credit files are untouched and rarely checked. As parents, we don’t even think to check it. Even before identity theft became prominent in his 21st century, identity theft was aimed at children. Now that security breaches have become so common and hackers can find personal information through phishing, it’s easier than ever to steal your child’s girlfriend’s identity.
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